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Account Activation

Unlike most networks, a Stellar account must be activated before it can be used to send transactions or create trustlines.
  • Minimum Balance: To activate an account, you must send at least 1 XLM to your new Stellar address.
  • Base Reserve: This 1 XLM is a “Base Reserve” required by the Stellar network and will be locked to maintain the account’s existence on-chain.
Ensure your first transfer to a new MPCVault Stellar address is at least 1 XLM to avoid “Account Not Found” errors on block explorers.

Managing Trustlines

To receive any asset other than XLM (e.g., USDC), you must first establish a Trustline. This is a Stellar-specific mechanism to prevent unauthorized assets from being sent to your wallet.

How to create a Trustline

  1. Initiate:
    • Quick Entry​: If your wallet does not yet hold any non-native assets, look for the hint: “Want to receive USDC? Create trustline first.” Clicking this will open the setup window automatically.
    • Web​: Click the three-dot menu next to your Stellar wallet address and select Create Trustline.
    • App​: Open the wallet details page, tap the three-dot menu in the top right corner, and select Create Trustline.
  2. Details: In the popup, enter the Asset Code or the ​Issuer Address​.
  3. Sign​: As this is an on-chain operation, a signing request will be sent to your MPCVault App. The trustline will be established once the transaction is signed and confirmed.
Each Trustline increases your account’s minimum required balance by ​0.5 XLM​. Ensure you have sufficient XLM in your wallet before adding new assets.

Receiving & Sending Assets

  • Receiving​: Share your “G” address to receive funds. Before receiving assets like USDC, ensure you have first created a Trustline for that specific asset.
  • Sending​: When withdrawing to an exchange, always include the Destination Memo provided by the recipient to ensure the funds are credited correctly.
  • Approval Flow​: All Stellar transactions, including creating trustlines, follow your vault’s defined Transaction Policy.