MPCVault Card - mpcvault

Create virtual Visa cards funded by crypto. Allocate funds to team members while maintaining individual spending controls.

Getting Started

Complete KYB verification before issuing cards.

Navigate to Cards and click Get started.
Submit required documents ($10 USD verification fee).
Wait for approval—the card feature unlocks once verified.

Deposit Funds

Top up your card account with USDC on Ethereum, Polygon, or Solana.

Via Web

Go to Cards > Home and click + Top Up.
Select wallet and network.
Enter amount and click Deposit.

Via Mobile App

Go to Card > Top Up.
Select vault, wallet, and network.
Enter amount and sign the transaction.

Fee: 3 USDC + 0.5% per deposit. Funds may take a few minutes to credit.

Create Cards

Go to Cards > Home and click + New Virtual Card.
Enter card nickname and spending limit.
Click Create (1 USDC fee per card).

No limit on the number of cards you can create.

Use Your Card

In-store: Add to Apple Pay, Google Pay, or AliPay
Online: Amazon, eBay, subscriptions (Netflix, Spotify), digital services (ChatGPT, Shopify)
Travel: Flights, hotels, rental cars
Global: Accepted at 90M+ merchants worldwide

Deactivate Cards

Find the card in Cards > Home.
Click … > Deactivate.
Confirm deactivation.

Transactions

View all card activity in Cards > Transactions. Click any record to see details and add notes.

Transaction Statuses

Status	Description
Pending	Authorized but not yet settled
Completed	Fully settled, funds deducted
Failed	Unsuccessful, no funds deducted

Fees

Fee Type	Amount
KYB verification	$10
Card issuance	$1 per card
Crypto deposit	3 USDC + 0.5%
International transactions	Up to 3% (USD with US merchants: 0%)
Transaction disputes	$35 per case

Blocked Merchant Categories

Transactions with certain high-risk merchant categories (MCCs) may be declined for compliance and security reasons.

MCC	Category
2892	Explosives
3484	Armas de pequeño calibre
4829	WIRE TRANSFER - MONEY ORDER
5122	Drugs, Drug proprietaries, druggiest sundries
5542	Automated fuel dispenders
5681	FURRIERS AND FUR SHOPS
5816	Digital Goods - games for transactions involving skilled game wagering (daily fantasy sports)
5932	ANTIQUE SHOPS
5933	PAWN SHOPS
5937	ANTIQUE REPRODUCTIONS
5944	JEWELRY STORES
5960	Direct marketing - Insurance
5962	Direct marketing - travel related arrangement services
5964	Direct marketing - catalog merchants
5965	Direct Marketing—Combination Catalog and Retail Merchants
5966	Direct marketing - Outbound telemarketing merchants
5967	Direct Marketing - Inbound Telemarketing merchants
5969	Direct Marketing/Direct Marketers (Not elsewhere classified)
5972	STAMP & COIN STORES
5993	Cigar stores and stands
6010	FINANCIAL INSTITUTIONS - MANUAL CASH DISBURSEMENTS
6011	FINANCIAL INSTITUTIONS - AUTOMATED CASH DISBURSEMENTS
6012	FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES
6050	QUASI CASH - MEMBER FINANCIAL INSTITUTION
6051	QUASI CASH
6211	SECURITY BROKERS/DEALERS
6529	REMOTE STORED VALUE LOAD-MEMBER FINANCIAL INSTITUTION
6530	REMOTE STORED VALUE LOAD - MERCHANT
6531	PAYMENT SERVICE PROVIDER - MONEY TRANSFER
6532	PAYMENT TRANSACTION - MEMBER FINANCIAL I
6533	PAYMENT TRANSACTION - MERCHANT
6534	MONEY TRANSFER - MEMBER FINANCIAL INSTITUTION
6535	VALUE PURCHASE - MEMBER FINANCIAL INSTITUTION
6536	MONEYSEND INTRACOUNTRY
6537	MASTERCARD MONEY SEND INTERCOUNTY
6538	MASTERCARD MONEYSEND FUNDING TRANSACTION
6540	POI FUNDING TRANSACTIONS
6555	MASTERCARD INITIATED REBATE/REWARDS
6611	OVERPAYMENTS
6760	SAVINGS BONDS
7272	ESCORT SERVICES
7273	DATING OR ESCORT SERVICES
7280	HOSPITAL PATIENT PERSONAL FUNDS WITHDRAW
7322	DEBT COLLECTION AGENCIES
7800	GOVERNMENT - OWNED LOTTERIES
7801	GOVERNMENT LICENSED CASINOS (ONLINE GAMBLING)
7802	GOVERNMENT LICENSED HORSE/DOG RACING
7948	Organización de carreras
7995	Betting, including lottery tickets, casino gaming chips, off-track betting, wagers at race tracks and games of chance to win prizes of monetary value
8631	Labor Unions
8651	Political Organizations
8661	Religious organizations
9223	Bail and bond payments
9401	I-PURCHASING PILOT
9405	Intra-Government Purchases (Government only)
9411	GOVERNMENT LOAN PAYMENTS
9700	International Automated Referral Service (Visa use only)
9701	Visa Credential Server (Visa use only)
9702	GCAS Emergency Services (Visa use only)
9721	Asuntos internacionales (embajadas)
9754	GAMBLING-HORSE RACING,DOG RACING,STATELOT
9950	Intra-Company Purchases
6531	PYMT SVC PROV - MONEY TRANSFER FOR A PURCHASE
6532	PYMT SVC PROV - MEMBER FIN INSTITUTION - PYMT TRAN
6533	PYMT SVC PROV - MERCHANT - PYMT TRAN
7297	MASSAGE PARLORS
7995	BETTING/TRACK/CASINO/LOTTO

​Getting Started

​Deposit Funds

​Via Web

​Via Mobile App

​Create Cards

​Use Your Card

​Deactivate Cards

​Transactions

​Transaction Statuses

​Fees

​Blocked Merchant Categories

Getting Started

Deposit Funds

Via Web

Via Mobile App

Create Cards

Use Your Card

Deactivate Cards

Transactions

Transaction Statuses

Fees

Blocked Merchant Categories