Create virtual Visa cards funded by crypto. Allocate funds to team members while maintaining individual spending controls.
Getting Started
Complete KYB verification before issuing cards.
- Navigate to Cards and click Get started.
- Submit required documents ($10 USD verification fee).
- Wait for approval—the card feature unlocks once verified.
Deposit Funds
Top up your card account with USDC on Ethereum, Polygon, or Solana.
Via Web
- Go to Cards > Home and click + Top Up.
- Select wallet and network.
- Enter amount and click Deposit.
Via Mobile App
- Go to Card > Top Up.
- Select vault, wallet, and network.
- Enter amount and sign the transaction.
Fee: 3 USDC + 0.5% per deposit. Funds may take a few minutes to credit.
Create Cards
- Go to Cards > Home and click + New Virtual Card.
- Enter card nickname and spending limit.
- Click Create (1 USDC fee per card).
No limit on the number of cards you can create.
Use Your Card
- In-store: Add to Apple Pay, Google Pay, or AliPay
- Online: Amazon, eBay, subscriptions (Netflix, Spotify), digital services (ChatGPT, Shopify)
- Travel: Flights, hotels, rental cars
- Global: Accepted at 90M+ merchants worldwide
Deactivate Cards
- Find the card in Cards > Home.
- Click … > Deactivate.
- Confirm deactivation.
Transactions
View all card activity in Cards > Transactions. Click any record to see details and add notes.
Transaction Statuses
| Status | Description |
|---|
| Pending | Authorized but not yet settled |
| Completed | Fully settled, funds deducted |
| Failed | Unsuccessful, no funds deducted |
Fees
| Fee Type | Amount |
|---|
| KYB verification | $10 |
| Card issuance | $1 per card |
| Crypto deposit | 3 USDC + 0.5% |
| International transactions | Up to 3% (USD with US merchants: 0%) |
| Transaction disputes | $35 per case |
Blocked Merchant Categories
Transactions with certain high-risk merchant categories (MCCs) may be declined for compliance and security reasons.
| MCC | Category |
|---|
| 2892 | Explosives |
| 3484 | Armas de pequeño calibre |
| 4829 | WIRE TRANSFER - MONEY ORDER |
| 5122 | Drugs, Drug proprietaries, druggiest sundries |
| 5542 | Automated fuel dispenders |
| 5681 | FURRIERS AND FUR SHOPS |
| 5816 | Digital Goods - games for transactions involving skilled game wagering (daily fantasy sports) |
| 5932 | ANTIQUE SHOPS |
| 5933 | PAWN SHOPS |
| 5937 | ANTIQUE REPRODUCTIONS |
| 5944 | JEWELRY STORES |
| 5960 | Direct marketing - Insurance |
| 5962 | Direct marketing - travel related arrangement services |
| 5964 | Direct marketing - catalog merchants |
| 5965 | Direct Marketing—Combination Catalog and Retail Merchants |
| 5966 | Direct marketing - Outbound telemarketing merchants |
| 5967 | Direct Marketing - Inbound Telemarketing merchants |
| 5969 | Direct Marketing/Direct Marketers (Not elsewhere classified) |
| 5972 | STAMP & COIN STORES |
| 5993 | Cigar stores and stands |
| 6010 | FINANCIAL INSTITUTIONS - MANUAL CASH DISBURSEMENTS |
| 6011 | FINANCIAL INSTITUTIONS - AUTOMATED CASH DISBURSEMENTS |
| 6012 | FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES |
| 6050 | QUASI CASH - MEMBER FINANCIAL INSTITUTION |
| 6051 | QUASI CASH |
| 6211 | SECURITY BROKERS/DEALERS |
| 6529 | REMOTE STORED VALUE LOAD-MEMBER FINANCIAL INSTITUTION |
| 6530 | REMOTE STORED VALUE LOAD - MERCHANT |
| 6531 | PAYMENT SERVICE PROVIDER - MONEY TRANSFER |
| 6532 | PAYMENT TRANSACTION - MEMBER FINANCIAL I |
| 6533 | PAYMENT TRANSACTION - MERCHANT |
| 6534 | MONEY TRANSFER - MEMBER FINANCIAL INSTITUTION |
| 6535 | VALUE PURCHASE - MEMBER FINANCIAL INSTITUTION |
| 6536 | MONEYSEND INTRACOUNTRY |
| 6537 | MASTERCARD MONEY SEND INTERCOUNTY |
| 6538 | MASTERCARD MONEYSEND FUNDING TRANSACTION |
| 6540 | POI FUNDING TRANSACTIONS |
| 6555 | MASTERCARD INITIATED REBATE/REWARDS |
| 6611 | OVERPAYMENTS |
| 6760 | SAVINGS BONDS |
| 7272 | ESCORT SERVICES |
| 7273 | DATING OR ESCORT SERVICES |
| 7280 | HOSPITAL PATIENT PERSONAL FUNDS WITHDRAW |
| 7322 | DEBT COLLECTION AGENCIES |
| 7800 | GOVERNMENT - OWNED LOTTERIES |
| 7801 | GOVERNMENT LICENSED CASINOS (ONLINE GAMBLING) |
| 7802 | GOVERNMENT LICENSED HORSE/DOG RACING |
| 7948 | Organización de carreras |
| 7995 | Betting, including lottery tickets, casino gaming chips, off-track betting, wagers at race tracks and games of chance to win prizes of monetary value |
| 8631 | Labor Unions |
| 8651 | Political Organizations |
| 8661 | Religious organizations |
| 9223 | Bail and bond payments |
| 9401 | I-PURCHASING PILOT |
| 9405 | Intra-Government Purchases (Government only) |
| 9411 | GOVERNMENT LOAN PAYMENTS |
| 9700 | International Automated Referral Service (Visa use only) |
| 9701 | Visa Credential Server (Visa use only) |
| 9702 | GCAS Emergency Services (Visa use only) |
| 9721 | Asuntos internacionales (embajadas) |
| 9754 | GAMBLING-HORSE RACING,DOG RACING,STATELOT |
| 9950 | Intra-Company Purchases |
| 6531 | PYMT SVC PROV - MONEY TRANSFER FOR A PURCHASE |
| 6532 | PYMT SVC PROV - MEMBER FIN INSTITUTION - PYMT TRAN |
| 6533 | PYMT SVC PROV - MERCHANT - PYMT TRAN |
| 7297 | MASSAGE PARLORS |
| 7995 | BETTING/TRACK/CASINO/LOTTO |
