- Withdraw to your business bank account
- Pay vendors or suppliers
- Settle invoices
Quick Start
- Complete KYB — Verify your business
- Add a recipient — Verify the recipient’s bank account
- Create a fiat payment — Convert and transfer
Step 1: Complete KYB
KYB is required for fiat payments (business accounts only).- Go to Fiat payment and click Get started.
- Submit required documents.
- Wait for approval.
Step 2: Add a Recipient
Recipients (individuals or businesses) must be verified per AML regulations.- Go to Recipients > + Add a recipient.
- Submit required documents.
- Wait for Verified status.
Step 3: Create a Fiat Payment
- Go to New payment > + New fiat payment.
- Enter wallet, recipient, and currency details.
- Click Continue to create the signing request.
- Sign in the MPCVault app.
Order Statuses
| Status | Description | Action |
|---|---|---|
| Reviewing order | Under review | Wait |
| Action needed | Awaiting signature | Sign within 30 minutes |
| Pending on chain | Broadcasting | None |
| Processing payout | Transferring to bank | None |
| Completed | Success | Check bank account |
| Failed | Payment failed | Check balance and gas, retry |
Supported Options
| Type | Options |
|---|---|
| Crypto | USDC, USDT |
| Fiat | USD, EUR, GBP, SGD, AUD, AED (coming soon) |
| Chains | Ethereum, Polygon, Solana, Tron |
Fees
| Currency | Paid Plan | Free Plan |
|---|---|---|
| USD ACH | $10 + 0.25% | $10 + 0.40% |
| USD RTP | $10 + 0.25% | $10 + 0.40% |
| USD SWIFT | $35 + 0.25% | $35 + 0.40% |
| USD WIRE | $25 + 0.25% | $25 + 0.40% |
| EUR | $10 + 0.35% | $10 + 0.50% |
| GBP | $10 + 0.35% | $10 + 0.50% |
| SGD | $10 + 1.00% | $10 + 1.00% |
| AUD | $10 + 1.00% | $10 + 1.00% |
- Ensure sufficient stablecoins and native tokens (for gas) before creating a payment.
- Signing requests expire in 30 minutes.
- Fiat payouts typically arrive within 2–12 hours (delays possible on non-business days).