> ## Documentation Index > Fetch the complete documentation index at: https://docs.mpcvault.com/llms.txt > Use this file to discover all available pages before exploring further. # MPCVault Card > Spend crypto anywhere with virtual Visa cards for your team. Create virtual Visa cards funded by crypto. Allocate funds to team members while maintaining individual spending controls. ## Getting Started Complete KYB verification before issuing cards. 1. Navigate to **Cards** and click **Get started**. 2. Submit required documents (\$10 USD verification fee). 3. Wait for approval—the card feature unlocks once verified. ## Deposit Funds Top up your card account with USDC on Ethereum, Polygon, or Solana. ### Via Web 1. Go to **Cards** > **Home** and click **+ Top Up**. 2. Select wallet and network. 3. Enter amount and click **Deposit**. Top Up Cards ### Via Mobile App 1. Go to **Card** > **Top Up**. 2. Select vault, wallet, and network. 3. Enter amount and sign the transaction. Mobile Top Up Fee: 3 USDC + 0.5% per deposit. Funds may take a few minutes to credit. ## Create Cards 1. Go to **Cards** > **Home** and click **+ New Virtual Card**. 2. Enter card nickname and spending limit. 3. Click **Create** (1 USDC fee per card). Create Card No limit on the number of cards you can create. ## Use Your Card * **In-store**: Add to Apple Pay, Google Pay, or AliPay * **Online**: Amazon, eBay, subscriptions (Netflix, Spotify), digital services (ChatGPT, Shopify) * **Travel**: Flights, hotels, rental cars * **Global**: Accepted at 90M+ merchants worldwide ## Deactivate Cards 1. Find the card in **Cards** > **Home**. 2. Click **...** > **Deactivate**. 3. Confirm deactivation. ## Transactions View all card activity in **Cards** > **Transactions**. Click any record to see details and add notes. ### Transaction Statuses | Status | Description | | --------- | ------------------------------- | | Pending | Authorized but not yet settled | | Completed | Fully settled, funds deducted | | Failed | Unsuccessful, no funds deducted | ## Fees | Fee Type | Amount | | -------------------------- | ------------------------------------ | | KYB verification | \$10 | | Card issuance | \$1 per card | | Crypto deposit | 3 USDC + 0.5% | | International transactions | Up to 3% (USD with US merchants: 0%) | | Transaction disputes | \$35 per case | ## Blocked Merchant Categories Transactions with certain high-risk merchant categories (MCCs) may be declined for compliance and security reasons. | MCC | Category | | :--- | :---------------------------------------------------------------------------------------------------------------------------------------------------- | | 2892 | Explosives | | 3484 | Armas de pequeño calibre | | 4829 | WIRE TRANSFER - MONEY ORDER | | 5122 | Drugs, Drug proprietaries, druggiest sundries | | 5542 | Automated fuel dispenders | | 5681 | FURRIERS AND FUR SHOPS | | 5816 | Digital Goods - games for transactions involving skilled game wagering (daily fantasy sports) | | 5932 | ANTIQUE SHOPS | | 5933 | PAWN SHOPS | | 5937 | ANTIQUE REPRODUCTIONS | | 5944 | JEWELRY STORES | | 5960 | Direct marketing - Insurance | | 5962 | Direct marketing - travel related arrangement services | | 5964 | Direct marketing - catalog merchants | | 5965 | Direct Marketing—Combination Catalog and Retail Merchants | | 5966 | Direct marketing - Outbound telemarketing merchants | | 5967 | Direct Marketing - Inbound Telemarketing merchants | | 5969 | Direct Marketing/Direct Marketers (Not elsewhere classified) | | 5972 | STAMP & COIN STORES | | 5993 | Cigar stores and stands | | 6010 | FINANCIAL INSTITUTIONS - MANUAL CASH DISBURSEMENTS | | 6011 | FINANCIAL INSTITUTIONS - AUTOMATED CASH DISBURSEMENTS | | 6012 | FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES | | 6050 | QUASI CASH - MEMBER FINANCIAL INSTITUTION | | 6051 | QUASI CASH | | 6211 | SECURITY BROKERS/DEALERS | | 6529 | REMOTE STORED VALUE LOAD-MEMBER FINANCIAL INSTITUTION | | 6530 | REMOTE STORED VALUE LOAD - MERCHANT | | 6531 | PAYMENT SERVICE PROVIDER - MONEY TRANSFER | | 6532 | PAYMENT TRANSACTION - MEMBER FINANCIAL I | | 6533 | PAYMENT TRANSACTION - MERCHANT | | 6534 | MONEY TRANSFER - MEMBER FINANCIAL INSTITUTION | | 6535 | VALUE PURCHASE - MEMBER FINANCIAL INSTITUTION | | 6536 | MONEYSEND INTRACOUNTRY | | 6537 | MASTERCARD MONEY SEND INTERCOUNTY | | 6538 | MASTERCARD MONEYSEND FUNDING TRANSACTION | | 6540 | POI FUNDING TRANSACTIONS | | 6555 | MASTERCARD INITIATED REBATE/REWARDS | | 6611 | OVERPAYMENTS | | 6760 | SAVINGS BONDS | | 7272 | ESCORT SERVICES | | 7273 | DATING OR ESCORT SERVICES | | 7280 | HOSPITAL PATIENT PERSONAL FUNDS WITHDRAW | | 7322 | DEBT COLLECTION AGENCIES | | 7800 | GOVERNMENT - OWNED LOTTERIES | | 7801 | GOVERNMENT LICENSED CASINOS (ONLINE GAMBLING) | | 7802 | GOVERNMENT LICENSED HORSE/DOG RACING | | 7948 | Organización de carreras | | 7995 | Betting, including lottery tickets, casino gaming chips, off-track betting, wagers at race tracks and games of chance to win prizes of monetary value | | 8631 | Labor Unions | | 8651 | Political Organizations | | 8661 | Religious organizations | | 9223 | Bail and bond payments | | 9401 | I-PURCHASING PILOT | | 9405 | Intra-Government Purchases (Government only) | | 9411 | GOVERNMENT LOAN PAYMENTS | | 9700 | International Automated Referral Service (Visa use only) | | 9701 | Visa Credential Server (Visa use only) | | 9702 | GCAS Emergency Services (Visa use only) | | 9721 | Asuntos internacionales (embajadas) | | 9754 | GAMBLING-HORSE RACING,DOG RACING,STATELOT | | 9950 | Intra-Company Purchases | | 6531 | PYMT SVC PROV - MONEY TRANSFER FOR A PURCHASE | | 6532 | PYMT SVC PROV - MEMBER FIN INSTITUTION - PYMT TRAN | | 6533 | PYMT SVC PROV - MERCHANT - PYMT TRAN | | 7297 | MASSAGE PARLORS | | 7995 | BETTING/TRACK/CASINO/LOTTO |